To be able to provide a more affordable treatment to some of our patients, we decided to form a contract with Zilveren Kruis (including FBTO, De Friesland and Interpolis) starting 2023.
In case you are not insured with Zilveren Kruis, treatment sessions will be charged to you personally. After your treatment session, you can declare the invoice to your health insurance company.
With an “naturapolis” you often receive partial compensation for your treatment costs. This is usually between 50 and 90 percent per session, however the exact percentage depends on your personal insurance. You will find a complete overview of “naturapolissen” and associated reimbursements in percentages on www.contractvrijepsycholoog.nl.
Please note that not all insurance companies use the rates set by the Dutch Healthcare Authority (shortened to NZa in Dutch), but use 'market conform' rates, which usually are a few percent lower. The maximum rates for mental healthcare are determined annually by the NZa.
We recommend that you take out a “restitutiepolis” that reimburses 100% of the NZa rate. In that case, you are free to choose your own care provider, including those who do not have a contract with your health insurer. Your health insurer is then obliged to reimburse this treatment.
Regardless of the type of insurance you have, your health care insurer will not compensate the first 385 euro of any of your annual health expenses (‘verplicht eigen risico’). We strongly recommend that you consult your health insurer to be fully informed about your insurance conditions before registering with us. By doing so, you will have a better understanding of the ultimate costs and reimbursements of a treatment within our practice. Please keep our AGB codes at hand while doing so:
Therapy is only reimbursed if you have a referral letter from a doctor.
For our sessions, we use the maximum rates set by the NZa (zorgprestatiemodel).
A treatment that is under no circumstance reimbursed by the health insurer is called an 'other care product' (OZP). For example, couples therapy or the treatment of grief, an adjustment disorder or life stage problems are not reimbursed if they are completely isolated and do not occur in combination with, for example, a mood or anxiety disorder.
In our practice we do handle these complaints, but you have to pay for the treatment yourself. We use the hourly rate for uninsured care as determined by the NZa (OZP, non-basic package care consultation), namely € 117.33 per 60 minutes.
You do not need a referral from your general practitioner (GP) for uninsured care. If for whatever reason you do not wish to declare insured care or do not wish to receive a referral letter from your GP, we will charge the same rate. For couples therapy, we charge a rate of €130 per 60 minutes per therapist.
You can choose to pay for treatment yourself. The advantage of paying for treatment yourself is that a diagnosis is not mandatory and passed on to your health insurer. The disadvantage is that you cannot submit invoices to your health insurer. For self-payers we use the OZP-rate as mentioned above, namely €117.33 per 60 minutes.
For appointments that are canceled less than 24 hours in advance, we charge a stay-away rate of € 100. This amount cannot be claimed from your health insurer and you must pay yourself.